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Latest articles and insights into the German healthcare system.

Note: These articles provide general information comparing the German PKV and GKV systems and do not replace individual advice.

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solidarity principle

Vergleich von Solidarprinzip und Äquivalenzprinzip bei Versicherungen

October 6, 2025

Statutory Health Insurance vs. Private Health Insurance: Comparing the Solidarity Principle and the Equivalence Principle

We compare the solidarity principle and the equivalence principle. Learn more about the benefits, contributions, and costs of both systems. Now, objectively calculate GKV and PKV with our calculator!

solidarity principle

equivalence principle

GKV PKV comparison

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