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Latest articles and insights into the German healthcare system.

PKV Criticism Fact Check: Contributions, Benefits & Old-Age Security
Is PKV too expensive in old age? We examine the most common criticisms of private health insurance with facts & data. Objective analysis.

Switching from Private to Statutory Health Insurance: Is it Really Possible?
Switching from PKV to GKV? We clarify! Prerequisites, age limits & consequences of a system change. Inform yourself now & make the best decision!

Statutory Health Insurance vs. Private Health Insurance: Comparing the Solidarity Principle and the Equivalence Principle
We compare the solidarity principle and the equivalence principle. Learn more about the benefits, contributions, and costs of both systems. Now, objectively calculate GKV and PKV with our calculator!

Health Insurance: The Differences Between Statutory and Private Health Insurance
The solidarity principle of statutory health insurance (GKV) and the equivalence principle of private health insurance (PKV) explained simply. Learn about the differences in contributions, benefits & financing. Inform yourself now!

Health Insurance for Artists and Freelancers: A Neutral System Comparison
Health insurance for artists & freelancers: GKV, KSK, or PKV? Compare contributions, benefits, and access. What is the best option for you? Get informed now!

What to Do About a Premium Increase?
PKV premium increase? This article explains the causes and your options for premium control/reduction. Learn about tariff changes & more!