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Latest articles and insights into the German healthcare system.

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Private Health Insurance
Demographic Change: Impact on statutory and private health insurance contributions
October 25, 2025

Demographic Change: Impact on statutory and private health insurance contributions

Aging Society & Health Insurance: Analysis of the financial consequences for the GKV solidarity system & PKV age reserves.

statutory health insurance
private health insurance
age
costs in old age
health insurance comparison
2026
PKV Contribution Calculation: Factors, Formula & Influence Options
October 23, 2025

PKV Contribution Calculation: Factors, Formula & Influence Options

PKV contribution: entry age, tariff, health status & deductible explained. How to actively influence your contribution amount.

PKV contributions
contribution calculation
private health insurance
2026
Benefits of Private Health Insurance: Faster Appointments and Better Benefits?
October 18, 2025

Benefits of Private Health Insurance: Faster Appointments and Better Benefits?

GKV vs. PKV: Where do the benefit differences really lie? We compare benefits, tariffs, waiting times, and offer tips for your decision. Inform yourself now!

statutory health insurance pkv comparison
health insurance comparison
private health insurance
statutory health insurance
waiting times
appointments
Psychotherapy and Cures: Who Covers Which Services (GKV/PKV)?
October 16, 2025

Psychotherapy and Cures: Who Covers Which Services (GKV/PKV)?

The services for psychotherapy and cures differ significantly between GKV and PKV. GKV offers solid basic coverage for recognized psychotherapies and medically necessary cures after approval. PKV coverage varies greatly by tariff, potentially offering more choice but also limitations; check contract details carefully. Supplementary insurance can cover gaps for GKV members, e.g., for naturopath services.

GKV
PKV
Psychotherapy
Statutory Health Insurance
Private Health Insurance
PKV Tariff Change and Optimization: How to Change Tariffs and Save Costs in Private Health Insurance
October 14, 2025

PKV Tariff Change and Optimization: How to Change Tariffs and Save Costs in Private Health Insurance

PKV Tariff Change & Optimization: Your flexible private health insurance. Save premiums through tariff changes according to §204 VVG. Inform yourself now and lower your premium!

PKV tariff change
private health insurance
§204 VVG
PKV: When is it Worth Switching and for Whom?
October 12, 2025

PKV: When is it Worth Switching and for Whom?

PKV or GKV? We help you decide! Prerequisites, benefits, costs, and more in comparison. Find the right health insurance for you.

PKV GKV comparison
health insurance comparison
private health insurance
statutory health insurance
GKV or PKV: For Whom is Which Health Insurance Worth It?
October 12, 2025

GKV or PKV: For Whom is Which Health Insurance Worth It?

GKV or PKV? Neutral guide to choosing health insurance. Benefits, costs, eligibility requirements – a comprehensive comparison for your decision.

GKV PKV Comparison
Health Insurance Choice
Private Health Insurance
Statutory Health Insurance
neutral
Private Health Insurance (PKV): Who Can Get Insured and What Are the Requirements?
October 12, 2025

Private Health Insurance (PKV): Who Can Get Insured and What Are the Requirements?

PKV: Who can get private insurance? ✓ Requirements, JAEG & health assessment. For employees, self-employed & civil servants. Inform now!

PKV
private health insurance
JAEG
health assessment
insurance option
freedom of choice
GKV vs. PKV Comparison: The Comprehensive Checklist for Your Decision
October 11, 2025

GKV vs. PKV Comparison: The Comprehensive Checklist for Your Decision

GKV or PKV? Find the right health insurance for your needs with our neutral checklist. Benefits, costs, and flexibility compared.

GKV PKV comparison
health insurance comparison
private health insurance
statutory health insurance
Who can take out private health insurance? (Exemption from Insurance)
October 7, 2025

Who can take out private health insurance? (Exemption from Insurance)

PKV: Who can take out private insurance? All about requirements, income limits (JAEG 2025: €73,800), switching options, and health checks. Get informed now!

PKV
private health insurance
JAEG 2025
Pregnancy and Childbirth – Who Offers Better Benefits?
September 26, 2025

Pregnancy and Childbirth – Who Offers Better Benefits?

Which type of health insurance for pregnancy, childbirth & baby: What's a better fit? Benefits, costs & differences explained neutrally. Calculate and decide between PKV or GKV now!

statutory health insurance
private health insurance
pregnancy
Differences in Psychotherapy Benefits
September 26, 2025

Differences in Psychotherapy Benefits

Statutory or private health insurance for psychotherapy & cures? Our comparison shows: Benefits vary widely! Find out which system meets your needs.

statutory health insurance
private health insurance
psychotherapy
Who Benefits from What – Statutory or Private Health Insurance?
September 26, 2025

Who Benefits from What – Statutory or Private Health Insurance?

Which health insurance? Private or Statutory? This overview helps you decide! ✓ Basics, benefits, premiums, and checklist. Find the right health insurance for you.

statutory health insurance
private health insurance
worthwhile
What is Not Covered by Statutory Health Insurance (GKV)?
September 26, 2025

What is Not Covered by Statutory Health Insurance (GKV)?

GKV benefits overview: What does statutory health insurance pay for? ➤ Benefits, co-payments & important info on dental prosthetics, vision aids & supplementary insurance.

statutory health insurance
private health insurance
benefits
Employer Contributions in Statutory and Private Health Insurance
September 25, 2025

Employer Contributions in Statutory and Private Health Insurance

Employer contributions to health insurance: GKV vs. PKV – A neutral overview for employees. Differences, benefits, & important information for choosing!

employer contribution
private health insurance
statutory health insurance