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Latest articles and insights into the German healthcare system.

Note: These articles provide general information comparing the German PKV and GKV systems and do not replace individual advice.
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2026 private health insurance statutory health insurance
Krankenversicherung 2026: Beitragsgrenzen, JAEG und digitale Prozesse
January 19, 2026

Health Insurance 2026: New Contribution Limits & Digital Reporting Procedures

The year 2026 brings significant changes: complete digitalization and rising contribution limits. The previous paper certificate for privately insured individuals will be discontinued and replaced by an automated data exchange via ELStAM.

2026 private health insurance statutory health insurance
2026
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General orientation on the PKV/GKV comparison – does not replace individual insurance, tax, or legal advice.